Educational Resources for Your Benefit

Articles for those intererested in furthering their educational goals or improving the educational systems for all.

We hope you find these resources useful.

Student Loans Available Directly from the Federal Government

There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan....more

What Are Title IV Programs and How Can They Help You Pay for College

The Title IV programs help college students save money and protects their rights, is a service provided by the government that is responsible for higher education to help prepare undergrads for the real job market after they graduate....more

Student Loans

Student loans in Canada are provided by a joint Federal and Provincial program with the amount of and eligibility for a loan different between the Provinces and so depends upon the Province you are a......more

What's this I Hear About a Free Application for Federal Student Aid?

Are you struggling to get through school financially but not sure where to turn next? Have you exhausted loan options but are sick of paying large fees just to apply for the loan and being turned down anyway at the end? You will be glad to find out that that there are cost-free Federal Student Aid applications available to you....more

SMART Grants - Educational Grants for the Student of Math, Science and Languages

National Science and Mathematics Access to Retain Talent (SMART) Grants assist those undergraduate postsecondary students that major in foreign languages or certain designated technical fields. Financial grant assistance is provided on need-basis to help these students meet their educational expenses....more

ENGAGE: Learning to Solve Problems, Solving Problems to Learn

The ENGAGE program is initially seeking to uncover proposals for innovative research studies that would lead young students to be more "engaged" in the fields of Science, Technology, Engineering, and Mathematics(STEM)....more

Financing Your Education - Work Study Opportunities

The Federal Work-Study Program assists those undergraduate postsecondary students that cannot afford their educational expenses without financial assistance by providing them with part-time employment. Not only does the Federal Work-Study Program provide part-time employment, it also encourages these students to participate in community service activities. ...more

Educational Grants - Financing Your Education with State Assistance

The Leveraging Educational Assistance Partnership (LEAP) provides grants to States that can be used in financial assistance programs to help support eligible postsecondary students. ...more

What is the Difference between Getting a Federal Student Loan and a Private Student Loan?

Student loans can be very tricky, and are very confusing to most. In many situations, families are accepted for all different kind of loans and then are left in the dark when it is time to pay it back or fail to realize that they owe as much due to accrued interest....more

Student Loan Consolidation

Why Consolidate Your Student Loans? It's January of your senior year and time to start thinking about all those loans you took to help pay for college. Between Stafford Loans, Perkins Loans and al......more





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The Institute of Management Technology (IMT) Hyderabad has launched an innovative Social Entrepreneurship program with Columbia University’s School of International and Public Affairs (SIPA).




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Federal Government Grant and Assistance Programs



Edited by: Michael Saunders

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