A Guide to Student Grants and Scholarships

 by: John Mussi

Colleges and universities can be expensive… sometimes getting accepted into the school of your choice can be the easy part of the educational journey of the new student. It isn't always easy to find the money that you need to pay for your education, but there are ways to make paying for school much easier. Two of the more common ways to ease the cost of continuing education are student grants and scholarships, both of which provide certain amounts of money that can be applied toward the cost of further education without the need to repay them.

Student grants and scholarships aren't always easy to find or to win, but the extra time taken in researching and applying for them is well worth it if you are awarded any of those that you apply for.

Defining Grants and Scholarships

The first thing that you need to know when looking for student grants and scholarships is exactly what the difference between grants and scholarships is. Both grants and scholarships are funds that are given to students based upon academic performance, financial need, or other reasons, and do not require the student to pay them back after graduation unlike student loans.

The major difference in grants and scholarships are their origins and the ways in which they are used. Grants are usually given by government offices and non-profit organizations and can generally be used to cover a variety of different expenses. Scholarships, on the other hand, are usually created by businesses or private individuals and are used to cover specific costs such as tuition or dormitory costs.

Both grants and scholarships must be applied for, and are generally considered to be highly competitive since there's only so much grant or scholarship money to go around each semester or each year.

Finding Grants and Scholarships
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A Guide to Student Grants and Scholarships
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About The Author John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.

Additional Resources

category - Education Grants

Student Loans Available Directly from the Federal Government
There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan.

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USAID University Engagement through Higher Education Institution Program
The United States Agency for International Development has recently constituted the USAID University Engagement through Higher Education Institution Program wherein it seeks to hone the knowledge, research skills, and creativity of higher education campuses.

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National Institutes of Health: Expanding the Encyclopedia of DNA Elements in Human and Model Organisms
The National Institutes of Health, in cooperation with the National Human Genome Research Institute, has established a funding opportunity to support the Expanding the Encyclopedia of DNA Elements in Human and Model Organisms project.

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What is the Difference between Getting a Federal Student Loan and a Private Student Loan?
Student loans can be very tricky, and are very confusing to most. In many situations, families are accepted for all different kind of loans and then are left in the dark when it is time to pay it back or fail to realize that they owe as much due to accrued interest.

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