Direct Housing Natural Disaster Loans and Grants
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The guidelines of the Direct Housing Natural Disaster Loans and Grants program also requires that in order for a homeowner to avail of a loan or a grant, he/she should be able to clearly prove and establish that his/her residential property has been physically damaged as a result of a natural disaster.

In addition, the funds that will provided for under the Direct Housing Natural Disaster Loans and Grants will only be made available in instances where the Federal Emergency Management Agency has refused or has not been able to provide funding for similar purposes.

Interested homeowners can fill out an application for the Direct Housing Natural Disaster Loans and Grants program in the nearest Rural Development field office serving the county where the dwelling is located.

Loan applicants will only be deemed eligible to submit an application for the program if they own and occupy a home that has been directly damaged by a natural disaster; and only if they have a sufficient income that will enable them to repay for the loan in the future.

Grant applicants must be homeowners who are 62 years old and above and must be able to demonstrate no means of repaying the funds that have been awarded to them.

The Department of Agriculture, the mother agency funding the Direct Housing Natural Disaster Loans and Grants program, is the country's leading agency that is mainly liable for all anti-hunger, safety, and conservation efforts.



Direct Housing Natural Disaster Loans and Grants
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Resources

category - Home Improvement Grants

Rural Community Development Initiative
The Rural Community Development Initiative can be awarded to legally qualified private, public, and tribal groups or organizations that have the experience and capability of providing training and technical assistance to nonprofit community-based housing and community development organizations, as well as low income rural communities.

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Department of Housing and Urban Development's Dollar Homes Program
The Dollar Homes Program revolves around the process of selling single family homes for a superbly reasonable price of $1 (plus closing cost) to low-to-moderate income families, granted that these houses have been acquired through foreclosure by the Federal Housing Administration, and have already been actively marketed for at least six months and still remained unsold after that certain period of time.

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Low-Income Housing Repair Loans and Grants
The United States Office of Rural Development has been running the Low-Income Housing Repair Loans and Grants program wherein they intend to assist very low-income income homeowners in rural areas in the difficult and costly process of putting their homes up for repair.

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Rehabilitation Mortgage Insurance Program
The Rehabilitation Mortgage Insurance Program intends to financially assist families as they repair or improve, purchase and improve, or refinance and improve their current residential properties that have been existent for more than a year.

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