Grants From the Department of Housing and Urban Development
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The programs that are offered by the HUD are divided into the following major categories:

1) The Office of Community Planning and Development - The programs under this office seek to create and develop viable communities by way of encouraging integrated approaches tat provide decent housing opportunities, suitable living environments, and more importantly, expanding economic opportunities for low and moderate income persons.

2) Federal Housing Administration (FHA) - The goal of the FHA is to provide mortgage insurance on loans that are made by FHA-approved third-party lenders through the United States and its territories. In addition, the FHA also intends to insure mortgages on single family and multifamily homes.

3) Office of Public and Indian Housing - The programs constituted under the Office of Public and Indian Housing is geared towards ensuring the development of safe, decent and affordable housing, the creation of opportunities for residents' economic independence, and finally, the assurance of the fiscal integrity of the all of the people who participated in the program.

4) Office of Sustainable Housing Communities - The programs under the Office of Sustainable Housing Communities are geared towards the creation of strong, sustainable communities by way of connecting housing opportunities to jobs, fostering local innovation and helping people build a clean energy economy.

The HUD offers a wide selection of programs and grants that are all geared towards the benefit of the American people. To read more about such programs, you can visit http://portal.hud.gov/portal/page/portal/HUD.

Grants From the Department of Housing and Urban Development
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About The Author The TopGovernmentGrants Editorial Staff maintains one the most comprehensive Websites offering information on government grants and federal government programs. The staff also provides resources to other Websites with information on environmental grants and grants for youth programs.

Additional Resources

category - Home Buying Programs

Downpayment Assistance Program for the First Time Home Buyers in North Carolina
In an attempt to contribute to the eradication of this problem, the North Carolina HFA has established the Downpayment Assistance Program for the First Time Home Buyers wherein they provide interest-free, deferred second mortgages up to $8,000 to cover the downpayment and closing costs of a chosen property.

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Keystone Home Loan PLUS Program
The Pennsylvania Housing Finance Agency, otherwise termed as PHFA, is an independent agency established in year 1972 in an attempt to assist the provision of reasonable and affordable housing opportunities the elderly, persons and families of modest means, and people suffering from disabilities.

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First Time Homebuyer Programs in New York
The State of New York cares so much about its people. It looks out for them and constantly ascertains that their best interest is always protected. One of the ways in which the state has manifested this concern is through the establishment of the State of New York Mortgage Agency, more commonly referred to as SONYMA, which is a public authority established in 1970 designed to provide reasonable and affordable home-ownership opportunities to low and moderate income New Yorkers, especially to first time home buyers.

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California Homebuyer's Downpayment Assistance Program for First Time Home Buyers
The California Homebuyer's Downpayment Assistance Program is a deferred payment junior loan that can be used in conjunction with other CalHFA housing programs. It provides borrowers with funds amounting to 3% of the actual value of the property that they wish to inquire in order to cover the downpayment costs.

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