Keystone Government Loan Program for Homebuyers in Pennsylvania
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The Keystone Government Loan Program is somewhat similar to the Keystone Home Loan Program, aside from the fact that in the former, the eligibility requirements are determined by the respective participating lenders, instead of the PHFA. Also, the PHFA income limits will not be observed, and borrowers may or may not be first time homebuyers.

If you are interested in applying for the Keystone Government Loan Program, all you have to do is contact a PHFA participating lender, and inquire about the requirements and the necessary paperwork.

However, if you have a credit score that is below 660, you will have to undergo a homebuyer education seminar prior to the closing of the loan.

In addition, the program also offers another program that can be used in conjunction with it, the Keystone Government Assistance Loan. The Keystone Government Assistance Loan is a zero-interest second loan that can be utilized to cover the downpayment and closing costs.

Under this program, first time homebuyers can receive loan funds in the amount of $2,000 while non-first time homebuyers can receive loan funds amounting to $1,000.

Keystone Government Loan Program for Homebuyers in Pennsylvania
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Resources

category - Home Buying Programs

California Housing Finance Agency
The California Housing Finance Agency, otherwise known as CalHFA, is an independent, self-supporting agency that was chartered to as the State's affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds; with these bonds being repaid by revenues generated through mortgage loans, instead of taxpayer dollars.

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First Time Homebuyer Programs in Connecticut
The Connecticut Housing Finance Authority, otherwise known as CHFA, is a self-supporting quasi-public housing agency operating within the State of Connecticut. The agency was established in the year 1969 in an effort to address the concerns regarding the lack or insufficient supply of affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals.

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Department of Housing and Urban Development: Continuum of Care Homeless Assistance Programs
The CoC Homeless Assistance programs is designed to reduce the incidence of homelessness in established CoC communities, thereby the need to assist homeless individuals and families during the process of quickly transitioning to self-sufficiency and permanent housing.

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Downpayment Assistance Program for the First Time Home Buyers in North Carolina
The programs and activities of the North Carolina Housing Finance Agency are constantly geared towards the satisfaction of the best interest of its target population, which is why all their endeavors are carefully guided by their overall agency mission which is "to create affordable housing opportunities for North Carolinians whose needs are not met by the market."

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