What Are Title IV Programs and How Can They Help You Pay for College

by: Michael Saunders
The Title IV programs help college students save money and protects their rights, is a service provided by the government that is responsible for higher education to help prepare undergrads for the real job market after they graduate. Programs such as these are instituted to ensure that schools of higher education stay within the hundreds of laws and regulations that govern them. In order to stay eligible for grants, such as the Pell Grant, you must stay within these rules and policies.

These programs are used to help put undergraduates that cannot pay for college themselves through school. Many people do not know they can apply for grants such as the Pell Grant, because they assume they do not qualify or are simply unaware of their existence. The bottom line is the federal government funds all of the grants, and anyone can apply - factors include the school you are attending, your financial circumstances, particular classes you are enrolled in, even your criminal background. These grants are limited to families and students that are in financial need and cannot afford college without it. Only those with clear need receive grants.
  (continued...)

What Are Title IV Programs and How Can They Help You Pay for College
  Page 2

About The Author Michael Saunders has an MBA from the Stanford Graduate School of Business. He edits a site on Government Grants for Small Business and another on Ideas to Start Your Own Business.

Additional Resources

category - Education Grants

Student Loans Available Directly from the Federal Government
There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan.

---

Computing Education Grants Program for the 21st Century
The National Science Foundation has recently established the Computing Education Grants Program for the 21st Century (CE21), wherein the agency primarily aims to create a robust computing research community, as well as a computationally competent 21st century workforce, and ultimately, a computationally empowered citizenry.

---

Solar Decathlon and Energy Efficiency and Renewable Energy Showcase Event
The Solar Decathlon and Energy Efficiency and Renewable Energy Showcase Event seeks to promote and encourage the outreach, education and economic benefits of energy security, as well as renewable energy and energy efficiency through the demonstration of various EERE technologies that can be utilized in the community.

---

Financing Your Education - Federal Perkins Loans
The Federal Perkins Loan Program helps those undergraduate postsecondary students that cannot afford their educational expenses without financial assistance with a low interest loan. The loan is in place to help them meet their educational expenses to the completion of a postsecondary degree.

---