What You Need To Know About GovLoans
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1) United States Department of Agriculture (USDA) - The USDA is an independent agency of the federal government that is focused on improving the country's economy and American people's quality of life. The loan programs that are offered by the USA are geared towards providing assistance to farmers, ranchers, rural individuals, communities and businesses in the process of improving and stabilizing farm income by way of helping the farmers market their crops. In addition, the USDA is also offering indirect loans to farmers and ranchers who does not have to ability to procure commercial loans because they have not manifested the ability to establish stability in terms of their financial resources or they have suffered from setbacks as a result of natural disasters.

2) United States Department of Commerce (DOC) - The DOC is one the loan-making agencies that is designed to create sustainable conditions for entrepreneurship, competitiveness, and stewardship and economic growth. The DOC is offering loan programs to commercial fishermen in the United States and several other eligible citizens and entities.

3) United States Department of Education (DOE) - The DOE is the leading agency in the United States Federal Government that provides loans and several other types of financial assistance to students and parents. The DOE is the largest source of financial assistance, providing approximately 70% of all student financial aid in the United States.

4) United States Department of Housing and Urban Development (HUD) - The HUD is the government agency that is tasked to provide loan programs to individuals who need money to buy new homes or refinance their current dwelling with a very low down payment.

5) United States Department of Veterans Affairs (VA) - VA is the government agency that provides loans and financial assistance to veterans and their dependents.

6) United States Small Business Administration (SBA) - The SBA is the federal government agency that offers loans and grants to small business concerns and small disadvantaged businesses.

To know more about the programs offered by these agencies, you can visit http://www.govloans.gov.



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About The Author

Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs.

She also maintains Websites providing resources on environmental grants and grants for youth programs.




Additional Resources



category - Applying for a Grant

Grants From The Department of Justice
The DOJ was initially established to ensure the enforcement of the law and administration of justice, which is equivalent to the justice or interior ministries of other countries all over the world.


National Aeronautics and Space Administration: Research Opportunities in Space and Earth Sciences
NASA has recently established the Research Opportunities in Space and Earth Sciences (ROSES) program for the year 2011, which encourages interested institutions to submit proposals that involve ground-based research and technology investigations that seek to comprehend naturally occurring phenomena, both in the Earth and in space.


Family Planning Services Grants
OPHS has recently established a funding opportunity entitled Family Planning Services Grants, a program wherein the OPHS, along with the HHS, will award grants to eligible individuals who seek to operate voluntary family planning services projects that would provide family planning services to everyone who desires to avail of such services, including low-income families in under-served areas.


Minority Business Enterprise Centers for Minority-Owned Businesses
The The Minority Business Development Agency has recently constituted the Minority Business Enterprise Centers (MBEC) Program wherein it aims to support minority-owned businesses by providing them with electronic and one-on-one business development services for a reasonably nominal fee.







Social Entrepreneurship
Spotlight



Is Corporate Philanthropy Dead?


Senay Ataselim-Yilmaz, Chief Operating Officer, Turkish Philanthropy Funds, writes that philanthropy often solves the very problems that stems from market failure. Some social issues, however,  cannot be tackled by questioning the return on investment.




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