What You Need To Know About GovLoans
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1) United States Department of Agriculture (USDA) - The USDA is an independent agency of the federal government that is focused on improving the country's economy and American people's quality of life. The loan programs that are offered by the USA are geared towards providing assistance to farmers, ranchers, rural individuals, communities and businesses in the process of improving and stabilizing farm income by way of helping the farmers market their crops. In addition, the USDA is also offering indirect loans to farmers and ranchers who does not have to ability to procure commercial loans because they have not manifested the ability to establish stability in terms of their financial resources or they have suffered from setbacks as a result of natural disasters.

2) United States Department of Commerce (DOC) - The DOC is one the loan-making agencies that is designed to create sustainable conditions for entrepreneurship, competitiveness, and stewardship and economic growth. The DOC is offering loan programs to commercial fishermen in the United States and several other eligible citizens and entities.

3) United States Department of Education (DOE) - The DOE is the leading agency in the United States Federal Government that provides loans and several other types of financial assistance to students and parents. The DOE is the largest source of financial assistance, providing approximately 70% of all student financial aid in the United States.

4) United States Department of Housing and Urban Development (HUD) - The HUD is the government agency that is tasked to provide loan programs to individuals who need money to buy new homes or refinance their current dwelling with a very low down payment.

5) United States Department of Veterans Affairs (VA) - VA is the government agency that provides loans and financial assistance to veterans and their dependents.

6) United States Small Business Administration (SBA) - The SBA is the federal government agency that offers loans and grants to small business concerns and small disadvantaged businesses.

To know more about the programs offered by these agencies, you can visit http://www.govloans.gov.

What You Need To Know About GovLoans
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Resources

category - Applying for a Grant

Getting Started on your Government Grant
Most people in the United States are either unaware of, or biased against, government grants. They feel that applying for a grant involves too much red tape, and there is the popular myth that there are always strings attached. In reality, getting government grants is easy, and there...

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Business Loans From GovLoans
The government has launched innumerable programs that are all geared towards the achievement of this goal. Some of these programs involve the provision of technical assistance, training sessions, and strategies that would potentially help business owners in marketing their products and in expanding their businesses.

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Department of Agriculture: Value Added Producer Grants
The Value-Added Producer Grants program is geared towards helping the Independent Producers of Agricultural Commodities, Agriculture Producer Groups, Farmer and Rancher Cooperatives, and Majority-Controlled Producer-Based Business Ventures in developing techniques that would create marketing opportunities and establish business plans involving viable marketing opportunities that involve the production of bio-based products from agricultural commodities.

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Grants From The National Science Foundation
Since its creation in 1950, the National Science Foundation has been constantly promoting the progress of science by way of advancing national health and prosperity and financially supporting research and development studies in all the non-medical fields of science and engineering.

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